Contrived Accidents The most common types of insurance fraud are: - Bogus claims - Exaggerated losses - Fraudulent devices used to support an otherwise genuine claim. Corporate and Legal Investigations' fraud investigators work alongside insurance companies' fraud specialists by providing assistance in investigating and repudiating claims. At Corporate and Legal Investigations, we can advise on and investigate whether a claim has been sufficiently exaggerated to amount to a fraudulent claim. We can either arrange or advise on further investigations that may be required to enable a successful defence of a claim on the grounds of fraud. The cost of fraud to the insurance industry varies according to the organisation providing the figures but what is certain is that it is a sum measured in £ billions. Fraudulent motor claims typically involve: - A "phantom" road traffic accident - A contrived accident - Exaggerated damage to a vehicle or person - Non-existent passengers who subsequently make a claim for damages The fraud teams at Corporate and Legal Investigations work together and use their considerable experience of investigating such claims to obtain the following: - Detailed engineering evidence in relation to vehicle damage. - Full witness statements and detailed plans and supporting photos with full computer generated reconstructions. - Investigation in to previous medical and personnel notes and records. - Our own medical experts and evidence to consider the malingering claimant. - Intelligence checks" in the form of our own advanced data base DVLA searches, the electoral role and company searches. - Discreet surveillance. << back -- |
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