Contrived Accidents The most common types of insurance fraud are: - Bogus claims - Exaggerated losses - Fraudulent devices used to support an otherwise genuine claim. C and L Investigations' fraud investigators work alongside insurance companies' fraud specialists by providing assistance in investigating and repudiating claims. At C and L Investigations, we can advise on and investigate whether a claim has been sufficiently exaggerated to amount to a fraudulent claim. We can either arrange or advise on further investigations that may be required to enable a successful defence of a claim on the grounds of fraud. The cost of fraud to the insurance industry varies according to the organisation providing the figures but what is certain is that it is a sum measured in £ billions. Fraudulent motor claims typically involve: - A "phantom" road traffic accident - A contrived accident - Exaggerated damage to a vehicle or person - Non-existent passengers who subsequently make a claim for damages The fraud teams at C and L Investigations work together and use their considerable experience of investigating such claims to obtain the following: - Detailed engineering evidence in relation to vehicle damage. - Full witness statements and detailed plans and supporting photos with full computer generated reconstructions. - Investigation in to previous medical and personnel notes and records. - Our own medical experts and evidence to consider the malingering claimant. - Intelligence checks" in the form of our own advanced data base DVLA searches, the electoral role and company searches. - Discreet surveillance. << back -- |
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